PURPOSE Text message scams try to steal information, money, or account access through short urgent messages. COMMON THEMES Fake delivery notices, bank alerts, payroll messages, account lock warnings, prize claims, verification codes, and executive impersonation. WHAT TO DO Do not tap suspicious links, reply with codes, or provide payment details. VERIFY Use the official website or known phone number instead of links in the message. REPORT Report suspicious texts according to your support or security process.