PURPOSE Paycheck deductions reduce gross pay to net pay and may include taxes, benefits, retirement, or other authorized amounts. COMMON DEDUCTIONS Examples include federal or local taxes, health insurance, dental, vision, retirement contributions, life insurance, garnishments, or voluntary deductions. PRE-TAX VS POST-TAX Some deductions may reduce taxable income, while others are taken after taxes. CHECK CHANGES Deductions can change after benefit enrollment, tax updates, salary changes, or life events. BEST PRACTICE Ask payroll or HR if a deduction appears unfamiliar.